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| ANALYTICAL FINANCES |
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Bringing interactive models online. |
We are specialists in financial modeling. We build financial models for various purposes including real estate investment, business plans, foreign exchange or simple financial calculators. Many of these financial models are available in a frame able or attachable format for use by our clients. You are invited to try our models and you are invited to use our forum to discuss finances, taxes or real estate. Many of these models have been used for business_plans in obtaining_financing for small and multi million dollar businesses. Our clients are small to multi billion dollar clients, including individual investors and large corporations. Many of the financial models on this website are useful even for the smallest of individual investors. We try to keep things simple yet at the same time capture as many of the pertinent variables as possible in generating a quick estimate of a financial outcome. We build real estate investment models and real estate investment calculators. Our real estate investment models and real estate investment calculators are easily comprehensible and they are freely available for use in the context of this website and our affiliated websites. Try our real estate investment models and our real estate investment calculators at RealEstate-Calc.com or at rei-models.com (version 1.0) or at reimodels.com (version 2.0). In addition we have some very comprehensible mortgage models and mortgage calculators. Please try our mortgage models and our mortgage calculators at mortgagemodels.com. Our business_plan_models and business plan calculators are coming soon at an affiliated website. Under construction is a website specifically for listing investment properties. This website is ivestproperties.com. Come back and try ivestproperties.com at a later date. If you are interested in a quick list of hyperlinks to New York and New Jersey realtors try nynjrealtor.com. |
Real Estate Investment Models / Sale Of Real Estate / Non-Rental Property |
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PROCEEDS FROM SALE |
PROPERTY BASIS |
DEFERRED TAXES |
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Value |
750,000 |
Value | 750,000 |
Gains After Any Exclusion* | 66,250 |
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| Mortgage | 250,000 |
Less Cost Basis (Purchase Price) | 380,000 |
Fed. LT Capital Gains Tax @ 15.00% |
9,938 |
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| Equity | 500,000 |
Less Cost Basis (Rehab Costs) | 20,000 |
State Capital Gains Tax @ 6.85% | 4,538 |
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| R.E. Brokers Fees @ 4.50% | 33,750 |
Less R.E. Brokers Fees @ 4.50% | 33,750 |
Total Estimated Deferred Tax Liab.* | 14,476 |
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| Proceeds After Mort. and RE Fees | 466,250 |
Long Term Capital Gain/Loss | 316,250 |
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| Total Estimated Deferred Tax Liab.* | 14,476 |
Exclusion | 250,000 |
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| Net Proceeds After Taxes | 451,774 |
Gains After Any Exclusion* | 66,250 |
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As an example, above is a very simple real estate investment calculator that is useful for individual homeowners. It simply estimated the proceeds available after selling a personal residence. Here you begin with the value of the home and deduct the remaining mortgage balance to determine the homeowners equity. After which the real estate broker's commission is deducted and subsequently an estimate of the tax liability is subtracted to determine net proceeds after sale. The tax liability is determined by subtracting your basis form the property value or sale price and by futher subtracting any real estate commissions and any applicable tax exclusion. Any gain after the tax exclusion is multiplied by federal and state tax rates. |
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| Analytical Finances, Inc. Contents © 2005 |
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